Rise Digital Financial Corp (EIN 33-1515888) builds financial infrastructure and operates consumer applications with compliance and risk controls appropriate to each product line. This page summarizes our approach; specific obligations are defined in contracts, policies, and in-app disclosures.
Corporate
Rise Digital Financial Corp is headquartered at 323 Sunny Isles Boulevard, 7th Floor, Sunny Isles Beach, FL, 33160, USA. We work with regulated partners, including sponsor-bank arrangements for consumer money movement, and maintain vendor oversight for critical service providers.
B2B platform
Infrastructure and integration work for banks, credit unions, and fintechs is delivered under institutional agreements with defined data handling, security, audit, and operational requirements. Engagements are scoped to applicable regulatory frameworks for each client and jurisdiction.
Consumer products
Blink. Earned wage access with bank-verified income through Plaid, funding through our banking partners, and repayment aligned with payroll. Blink is not a bank and does not offer traditional credit products. See Blink disclosures and in-app agreements for binding terms.
Zivo. Zivo: Cash Advance is the consumer rebrand and App Store successor of Blink, operated on the same earned-wage-access infrastructure by Rise Digital Financial Corp. ZivoAdvance® is live on iOS. Neobank features described on the marketing site are planned. See Zivo disclosures, Zivo terms of service, and in-app agreements for binding terms.
Risk & AML
We maintain policies and procedures for anti-money laundering monitoring, consumer disclosures, incident response, and vendor management. Controls are designed to align with the scope and risk of each product and are reviewed as products and regulations evolve.
Regulatory landscape
Earned-wage-access and related products may be subject to federal and state oversight depending on structure and jurisdiction. We monitor regulatory developments, including agency guidance on earned wage access, and adapt product design and disclosures accordingly.
Inquiries
Compliance questions: hello@risedfc.com