Accelerate time-to-market with enterprise-grade infrastructure for regulated finance: payments, lending, and open connectivity built for compliance and scale. Trusted by banks, credit unions, and fintechs, and proven every day in live production.
Built with and trusted by
One company · Two tracks
We build the rails. We ship the apps. The same engineering team operates both, so what we sell is what we run.
Modernize legacy cores without paying the legacy timeline. APIs, cloud, AI, and DLT for banks, credit unions, and fintechs.
No credit check, early wage access for everyday workers — bank-linked verification, not payday economics.
Financial services & infrastructure
Six production pillars — each with the depth institutions expect from a specialized partner, on rails we operate ourselves.
Connect accounts, payroll, and third-party data with consent-first APIs built for regulated production — audit trails, permissions, and scale included.
Move money on ACH, FedNow, and P2P rails behind one contract — with reconciliation, idempotency, and the traceability compliance teams expect.
Migrate and operate on AWS, Azure, or GCP with architectures designed for audits, uptime, and the operational reality of regulated finance.
Deploy ML for fraud, risk, and operations with explainable outputs your compliance and ops teams can audit, monitor, and replay in production.
Permissioned ledgers and digital-asset workflows that speed settlement, automate reconciliation, and give finance teams a clearer shared record.
Ship mobile experiences, lending flows, and platform extensions on infrastructure we already run — including Blink and Zivo.
In production today
The same rails we license. The apps we run.
Blink puts Rise infrastructure to work every day — real members, real bank links, and real wage advances at scale.
Member accounts
Banks linked
Transactions verified
Advances delivered
Live Blink platform
Consumer apps
Two products. One thesis: liquidity that respects the people who earn it.
No credit check, early wage access for everyday workers — bank-linked verification and repayment aligned with payday, not payday-loan economics.
ZivoAdvance® earned wage access — fixed advances, flat fee only, no credit check. Not a loan. Deposits and neobank features are on the roadmap.
The Ledger
Payments, lending, regulation, and engineering notes from the Rise team.
Multi-model agents read structured income data, employment graphs, and behavioral signals to produce risk decisions in under 200ms — with regulator-ready explanations.
Rise Engineering
Platform & infrastructure
Instant rails are no longer optional for advance products. How originators should architect around FedNow, RTP, and sponsor-bank cutoffs.
Rise Product
EWA is consolidating around flat fees, payroll connectivity, and sponsor-bank models. A practitioner's view of what still works.
Rise Product
What your BaaS partner expects before you scale volume — and what examiners ask for when things go wrong.
Rise Compliance
Start with a 30-minute scoping call. We'll map your fastest path to production — APIs, payments, AI, or DLT.