These disclosures summarize key facts about Blink: Cash Advance. They are provided for marketing-site visitors and do not replace the agreements you accept in the Blink mobile application.
Blink is not a bank
Blink is a financial technology service operated by Rise Digital Financial Corp. Banking services related to advances may be provided by partner financial institutions. Blink does not itself hold deposits or operate as a depository institution.
Earned wage access is not a loan
Blink provides access to wages you have already earned before your scheduled payday. This is not a payday loan, personal loan, or line of credit. Blink does not use traditional credit scores to approve access and does not report advances to credit bureaus as loan obligations in the ordinary course.
Eligibility
Access depends on verification of earned income, linked bank account status, and other risk factors. Not all applicants qualify. You may only have one active advance at a time, subject to product rules in the app.
Bank linking
Blink uses Plaid to securely connect to your existing checking account so we can verify income and deposit advances. You choose whether to link an account. Plaid's privacy practices are described in Plaid's own policies when you connect.
Funding & repayment
Advances are funded through our sponsor-bank arrangements, including Bank of America where applicable. Repayment is scheduled to align with your next paycheck through the bank account you linked. You are responsible for maintaining sufficient funds for repayment.
Fees & pricing
Any fees, limits, and pricing that apply to your account are disclosed in the Blink app before you confirm an advance. Marketing on this website does not list dollar amounts because terms may vary by user and may change; always review in-app disclosures at the time of use.
No guarantee
Availability of advances, amounts, and timing are not guaranteed. Service interruptions, bank holidays, or verification delays may affect access to funds.
Questions
Product support and compliance questions: hello@risedfc.com · Privacy Policy · Terms of Service