About Rise DFC
We build the rails.
Then we run the apps on top.
Rise DFC is a Sunny Isles Beach–based financial operator: we license regulated infrastructure to institutions and run Blink and Zivo on the same production rails. Our engineers build what partners buy — and ship the consumer products that prove it works.
Our mission
Power the next generation of financial services.
Banks and credit unions need to ship faster than legacy core cycles allow — without sacrificing the compliance posture regulated entities require. Rise DFC exists to close that gap.
We sit between modern fintech tooling and the operational reality of regulated finance. The result: API-first, cloud-native, audit-ready infrastructure that production teams can actually deploy — and that we ourselves use in our consumer apps.
Running both sides on one stack is deliberate: shared compliance cost, faster learning from live consumer behavior, and credible proof for partners that the rails are production-grade — not a demo environment that never sees real money or real audits.
How we're structured
One operator. One production stack. Three go-to-market motions.
Rise Digital Financial Corp (EIN 33-1515888) is headquartered in Sunny Isles Beach, Florida. The same engineering, compliance discipline, and operational team supports partner programs and our own consumer products — so infrastructure we license is infrastructure we depend on.
Rise platform
Regulated financial infrastructure for banks, credit unions, and fintech partners — payments, open connectivity, cloud operations, and compliance-minded delivery.
Blink
Earned wage access for everyday workers: bank-linked verification, advances on pay you have already earned, and repayment aligned with your paycheck.
Zivo
Zivo: Cash Advance with ZivoAdvance® earned wage access — fixed advances, flat fee only, and repayment on your pay cycle. A neobank path (deposits, card, budgeting) is in development on the same Rise rails.
Our values
What we believe.
01
Eat what we cook
We sell what we run. Our consumer apps live on the same rails we deliver to institutions — so what we ship is battle-tested.
02
Trust through transparency
Flat fees. Audit trails. Disclosed limits. We earn trust by removing surprises — for users and institutional partners alike.
03
Compliance is product
KYC, AML, UDAAP, and consent flows aren't bolt-ons. They shape architecture from day one — that's why our APIs ship audit-ready.
Team
Built by operators who've shipped through real audits.
Our team blends fintech infrastructure depth with hands-on consumer product experience — the same engineers who design the platform also own its production reality.
Platform engineering
APIs, payments, cloud, and integrations shipped on infrastructure we run in production.
Consumer products
Blink and Zivo — earned-wage access and the path to full banking, built by the same team.
Compliance & risk
AML, disclosures, and sponsor-bank operations designed into every product line.
Partnerships
Banks, credit unions, and fintechs modernizing on Rise without handoff-only project work.
Ecosystem
Standing on serious shoulders.
Plaid
Open Banking
Hedera
DLT network
Algorand
L1 protocol
Stellar
Cross-border
Supabase
Postgres + Auth
Vercel
Edge runtime
Build with us, or work with us.
Whether you're a financial institution looking for a modernization partner, or an engineer who wants to ship financial primitives at scale — we should talk.