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Security·8 min read·
SOC 2 for fintech startups: what actually matters in year one
Skip checkbox theater. Focus controls on money movement, PII, and production access — the rest can follow.
Rise Engineering
Platform & infrastructure
SOC 2 is a trust signal, not a security program. The value is forcing documented processes before chaos scales them away.
Prioritize change management on payment services, break-glass access, and vendor reviews for data aggregators. Auditors notice gaps there first.
Automate evidence collection early — screenshots in Q4 are miserable. CI hooks for access reviews pay off.
Type II is a marathon; design controls you'll still honor at 10× volume.
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