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Open Banking·7 min read·
Choosing an aggregator in 2026: beyond the feature matrix
Coverage, refresh latency, consent UX, and webhook quality matter more than logo count on a sales deck.
Rise Product
Payments & lending
Aggregator RFPs devolve into spreadsheet theater. Production pain shows up in edge cases: joint accounts, credit unions with custom portals, and stale asset reports.
Measure time-to-first-successful-link and time-to-fresh-transaction for your target demographic — national averages lie.
Webhook reliability separates partners you can automate from partners you staff overnight for. Demand replay APIs and signed payloads.
Plan for multi-aggregator redundancy only after one path works end-to-end.
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